Ice dams and other roof problems can also cause water damage to siding materials as well. Here, the biggest danger is water seeping in behind your siding and causing permanent damage to more vulnerable materials. So if this happens, you will need to remove or replace the siding quickly before rot sets in. Water can also seep in behind faux stone and other external walls around your home. So it’s important to be thorough in this inspection.
Appliance hoses. Broken hoses are among the most common causes of water damage. Regularly inspect hoses and hose fittings on washing machines, icemakers, and dishwashers for kinks, cracks, bulges, or deterioration. Replace standard rubber washing machine hoses every two to five years or more often if they are showing signs of wear. Consider using steel-reinforced hoses for longer life.
In addition, it’s important to have a working flashlight and turn off all water and electrical sources within the home, says Dr. Maurice A. Ramirez, author of “The Complete Idiot’s Guide to Disaster Preparedness.” Even if the power isn’t operational, it’s a good idea to go to your fuse box and turn off the main, plus all of the individual fuse connections. That way, if the power is reactivated, you’re not at risk for mixing standing water and electricity.
Public insurance adjusters are independent adjusters who help people negotiate claims with their insurance companies. Public adjusters work for you, not the insurance company. They charge you a fee for their services. The fee is usually a percentage of the claim and is subtracted from any settlement you get from your insurance company. You don't have to hire a public adjuster.
A leaky faucet, cracked bathtub, or failing toilet can easily become a much larger and costlier problem. A 120-square foot bathroom can cost as much as $3,000 to clean up and repair. Homeowners spend an average of about $300 when hiring a plumber, but can save thousands in future expenses. More importantly, homeowner's insurance typically does not cover damage due to ignored maintenance issues.
Dealing with disasters such as flooding, fire, sewage, and more can be stressful. Often, these situations occur unexpectedly – do you know who to call if it happens to you? 1-800 WATER DAMAGE is the trusted name in restoration services. We have over a decade of industry-leading experience and are backed by BELFOR, the world’s largest property restoration company. Our highly-trained professionals have the tools and knowledge necessary to get your property looking like new again.
When a severe thunderstorm hits, the risk for property damage increases greatly as heavy rains can cause water damage as well as flooding in your home. Flooding from storms is a major problem that requires a combination of methods to correctly treat it and protect your health. Unlike typical water damage from a leaky roof or a burst pipe, flood damage often includes raw sewage that can complicate the remediation process. As soon as flooding occurs in your home, make sure to call a flood damage cleanup expert to mitigate the damage and safely remove the flood water.
And even if you do have flood insurance, you should make sure what is covered. "Many people don't realize their homeowner insurance doesn't cover rising water," says Kent. In other words, "some flood insurance will cover rain water if it comes through your roof, but most of the time, it won't cover water rising in your home, like what's happening in Texas, unless you ask for it specifically."
In the United States, those individuals who are affected by widescale flooding may have the ability to apply for government and FEMA grants through the Individual Assistance program. On a larger level, businesses, cities, and communities can apply to the FEMA Public Assistance program for funds to assist after a large flood. For example, the city of Fond du Lac Wisconsin received $1.2 million FEMA grant after flooding in June 2008. The program allows the city to purchase the water damaged properties, demolish the structures, and turn the properties into public green space.