Understand that there are several people who represent the insurance company during a claim, so you want to know where the decision is coming from. Was it your agent who told you, the insurance adjuster, or a contractor? Each person plays a different role. Don't be afraid to request clarifications to avoid misunderstandings. When a claim is denied, you will normally receive something in writing advising you of the official decision.

Understand that there are several people who represent the insurance company during a claim, so you want to know where the decision is coming from. Was it your agent who told you, the insurance adjuster, or a contractor? Each person plays a different role. Don't be afraid to request clarifications to avoid misunderstandings. When a claim is denied, you will normally receive something in writing advising you of the official decision.
Position the drywall section in the opening, and use a helper to hold the new drywall in place. Install fasteners through the drywall into the wall or ceiling framing. You can use drywall nails or drywall screws. Screws are better because they cause much less damage to the internal structure of the drywall sheet during installation. Install fasteners every 9 inches on the perimeter, and every 12 inches in the field. If necessary, use a piece of plywood or one-by lumber for a backing and fastening surface behind any drywall edges that don't fall over framing.
From wet carpets to swollen floorboards, it’s often evident when water has damaged your floor. But if you aren’t sure, it’s important to check immediately in case moisture has become trapped underneath. Note that underlayment and padding are particularly susceptible to water damage and must usually be removed. However, this also presents an opportunity to install new, waterproof flooring in the area. Ceramic tile, high-end vinyl and certain engineered wood materials can all help protect floors against future water damage repair.
Gray water contains a significant level of contamination and has the potential to cause discomfort or sickness if consumed by or exposed to humans. Gray water may contain chemicals, bio-contaminants (fungal, bacterial, viral, algae), or other contaminants. Examples include: discharge from dishwashers or washing machines, overflows from washing machines, overflows from toilet bowls with some urine (no feces), sump pump failures, seepage due to hydrostatic pressure, broken aquariums, and punctured water beds. Gray water that remains untreated for longer than 48 hours may escalate to Category 3.

If you have a replacement cost policy, most insurance companies pay claims with two checks. The insurance company will give you the first check after the adjuster has reviewed your damage. This check will be for the estimated cost of repairs, minus depreciation and your deductible. A deductible is the amount of the claim that you're responsible for paying yourself. Review your policy or ask your agent or adjuster if you don't know how much your deductible is.

Many parts of a car are challenging to clean and dry because they are hard to access. Door locks, window regulators, power seat motors, heating and air conditioning components, and many small parts are tucked away in enclosed areas or up under the dash. These items may work okay immediately following a flood, only to fail later due to contamination by dirty water.
In addition to the obvious damage it does to upholstery and carpeting, floodwater is a corrosive and abrasive mixture of water and dirt that works its way into every seam and crevice of a vehicle. Sewage and chemical contaminants may also be present in floodwater, and in coastal areas salt water from ocean storm surges can increase the possibility of vehicle damage and costly auto repairs. Even if a car is mechanically safe to drive, sanitary concerns could make it unwise for you to do so.
Mr. Restore is a water damage restoration company that serves the Dallas area. We have more than 50 years of experience in restoration and reconstruction. We can be of assistance during stressful disaster situations. Our dedicated team is committed to handling every project with precision and care, as well as delivering the best customer service around. No matter what your emergency might be, whether it’s water damage as the result of leaking pipes, sink or toilet overflow, or broken appliances, our team is here for you to offer high-quality restoration services at affordable prices.
Category 2 Water - Refers to a source of water that contains a significant degree of chemical, biological or physical contaminants and causes discomfort or sickness when consumed or even exposed to. Known as "grey water". This type carries microorganisms and nutrients of micro-organisms. Examples are toilet bowls with urine (no feces), sump pump failures, seepage due to hydrostatic failure and water discharge from dishwashers or washing machines.
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