The insurance company will pay to repair your home with materials of like kind and quality to the original. For example, if the carpet was damaged, the insurance company will pay to replace the damaged carpet with carpet of a similar grade and quality. If you choose to upgrade the carpet or change the type of flooring, you will have to pay the extra costs yourself.
In the event of water damage, Mr. Restore is the company to call in Dallas. Not only do we offer 24/7 emergency services, but we are also on site within the hour. Our complete restoration services include advanced drying technologies. Our project managers are certified through the American Drying Institute and can ensure that the damage is little to none. We are family owned and operated in Dallas and offer free evaluations to those who contact us for restoration service or environmental remediation. We pride ourselves on being a total restoration and cleanup company. We handle all of our projects in with the highest level of expertise and experience.
Keep the basement dry as it's the most common place to find damage. Flooding, burst pipes, and even clogged gutters can cause leaks. Pitching the landscape, cleaning the gutters, and installing downspout extensions are simple outdoor fixes. From the inside, install a sump pump and water alarm. Have the basement inspected for waterproofing – or have some installed.

Dealing with disasters such as flooding, fire, sewage, and more can be stressful. Often, these situations occur unexpectedly – do you know who to call if it happens to you? 1-800 WATER DAMAGE is the trusted name in restoration services. We have over a decade of industry-leading experience and are backed by BELFOR, the world’s largest property restoration company. Our highly-trained professionals have the tools and knowledge necessary to get your property looking like new again.

Hillsboro homes that are left vacant with no regulating of heat or poorly insulated walls can be a common culprit of frozen water pipes and frozen water lines in the winter time. These breaks can be hard to notice immediately because they commonly occur in the basement. Broken pipes can also be common cause of water damage, causing gallons of water to come flooding through your living rooms, bedrooms, kitchen and bathroom. Water pipe bursts are common in areas of extreme winter cold and high winds that drive the wind chill well below freezing temperatures. Pipes that lack proper insulation and are exposed to the winter’s cold are far more likely to create a need for restoration.

If you find mold growing on drywall, trim, or unfinished wood surfaces, and especially if the affected area is more than 10 square feet, hire a mold investigator to discover the root and extent of the problem. They’ll also be able to direct you to a reliable mold remediation company. Reputable companies work with third-party inspectors instead of doing the inspection themselves. 
Mold: Some companies may allow you to purchase coverage for mold remediation. This varies from state to state and by insurance company. In some states like California and Texas, policy makers are pushing to have limited basic mold coverage added to the policies. However, the best way to find out if your policy provides any provision is to inquire with your representative or licensed insurance professional to find out if this could be available to you. It may be available by endorsement; every company is different.
A critical part of any mold maintenance plan is to provide the technicians a historical summary of past issues and corrective actions so they may be aware of longstanding or unresolved issues during repairs. Unfortunately, some technicians skip this first stage until after they get a mold disassembled—and then they stop to research a problem whenever they see or feel something they don’t like.
Understand that there are several people who represent the insurance company during a claim, so you want to know where the decision is coming from. Was it your agent who told you, the insurance adjuster, or a contractor? Each person plays a different role. Don't be afraid to request clarifications to avoid misunderstandings. When a claim is denied, you will normally receive something in writing advising you of the official decision.

While there are currently no government regulations in the United States dictating procedures, two certifying bodies, the Institute of Inspection Cleaning and Restoration Certification (IICRC) and the RIA, do recommend standards of care. The current IICRC standard is ANSI/IICRC S500-2015.[9] It is the collaborative work of the IICRC, SCRT, IEI, IAQA, and NADCA.
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