If you have a replacement cost policy, most insurance companies pay claims with two checks. The insurance company will give you the first check after the adjuster has reviewed your damage. This check will be for the estimated cost of repairs, minus depreciation and your deductible. A deductible is the amount of the claim that you're responsible for paying yourself. Review your policy or ask your agent or adjuster if you don't know how much your deductible is.
Steven Johnson worked as a toolmaker for 26 years, rebuilding and repairing multicavity molds for Calmar Inc. and then as mold-maintenance engineer for Hospira Inc., a medical device manufacturer. Today, he is the maintenance systems manager for Progressive Components and has his own business, MoldTrax in Ashland, Ohio, which designs and sells software for managing mold maintenance (www.moldtrax.com). He can be reached at [email protected] or (419) 289-0281.
This category contains contaminants that will cause serious health issues and possibly death. Only professionals should handle most large-scale black water accidents such as flooding. Some cleanup, like a backed-up toilet, can be handled by competent homeowners. This type of cleanup and repair is usually the most expensive, often requiring specialized equipment used by qualified mold and chemical remediation crews. It will often require replacement (not just cleaning) of the affected home materials.
If you’ve recently experienced a flood or pipe burst and have water damage in your home, you’re probably wondering “what happens now?” The first, and most important, step when dealing with water or flood damage is to stop any active leaks in the home. This can be done by shutting off the home’s main water supply. If you don’t know how to shut off your home’s water supply, call a professional plumber or your local water supply company for assistance. Once any active leaks have been addressed and all water has been turned off, it’s imperative you call a professional to start the water damage cleanup process as quickly as possible to minimize damage.
Pipes that burst or leak are common culprits of water damage. Drains and toilets that get backed up and blocked can cause undue pressure in the pipe, which then causes it to burst or leak. Garbage disposals that aren’t working properly are another common reason for pipes to burst, as are roots that grow in the yard into the sewer lines. Old or rusty pipes are also more prone to leaking.
All severely warped wood (particularly flooring), rotting wood and wood that has developed mold/mildew problems will need to be replaced. Pry apart damaged boards and thoroughly clean beneath them before replacing them. And if the wood is a structural component of your house, you must be very careful when replacing it so that the structure has the right support during and after the water damage repair project.
Appliance hoses. Broken hoses are among the most common causes of water damage. Regularly inspect hoses and hose fittings on washing machines, icemakers, and dishwashers for kinks, cracks, bulges, or deterioration. Replace standard rubber washing machine hoses every two to five years or more often if they are showing signs of wear. Consider using steel-reinforced hoses for longer life.
Once you discover moisture, your first instinct may be to open windows to help with the drying process, but it may not be your best move. For example, if your building is mechanically ventilated, the systems need constant pressure levels to work correctly. You also want to avoid excess coolness or heat and humidity, or you may end up complicating the drying process.
Indoor and outdoor pipes and faucets. Routinely check indoor pipes under cabinets and sinks for leaks, rust, and any signs of deterioration. Minimize the potential for water damage from frozen and broken outdoor pipes by insulating supply lines (in attics, crawlspaces, and exterior walls), protecting exposed outdoor faucets, sealing gaps in exterior walls, and maintaining adequate heat in your home.
You should expect a fully trained Hillsboro water damage repair technician at the door who’s ready to begin to work immediately after a thorough inspection of the problem. Having our own fleet and equipment, allows us to get the water damage cleanup done faster than many other companies. Our business success depends upon restoring your life back to normal regardless of the Hillsboro water damage and the mess it caused. This is our passion and our clients will tell you so. Our professional staff is working 24/7 to make sure your call is answered by a real person. Give us a call at any time, day or night.
Water damage is one of the most common causes of home insurance claims. According to ISO, Water damage claims are the second largest frequent insurance claim, following wind and hail damage. The percentage of claims due to water damage is also increasing, while other causes of damage have stayed fairly consistent or even decreased. It's no wonder people have a lot of questions about water damage and what is covered on home insurance, and why things, like "gradual damage" are not covered. Things get even more complicated when we look at the exceptions.
Expert Rytech technicians will apply state-of-the-art drying process techniques to your property and issue a full written report to Olympus upon completion. Rytech gives you the added security and assurance of specialists who carry visible identification, arrive in clearly marked Rytech vehicles, and wear protective footwear to avoid soiling undamaged areas of your property.
Type depends on the source and extent to which it has affected the home. Sources can range from clean water from a burst pipe to black water from sewage backup. Cleanup ranges from $3.75 to $7.00 per square foot. Repairs range from $450 to $7,000. Again, these vary widely depending on the source and extent of damage, whether it's a flooded basement, leaky toilet, or damaged roof.
Once our restoration team removes the moisture from your home or business, we then will begin repairing and restoring the property. The length of this process depends on the extent of damage. Our team of trained technicians uses all the latest technology and top industrial equipment to remove the moisture and prevent further damage. The sooner that we are contacted, the less damage can affect your property. We offer emergency services and can arrive at your home or business almost immediately. Call Mr. Restore in Dallas today for a free evaluation of the services we provide.
Wear a respirator or a facemask rated for black mold spore protection, and cover arms, legs and hands to avoid contact with mold spores. Use soap and a sponge to remove visible mold. If the moldy area is dry, lightly spray with water, as this will reduce the incidence of airborne mold spores during cleaning. Next, use commercial black mold removal products, which can be found in most hardware or home repair stores, to disinfect the moldy areas, in addition to any adjacent areas. If you use bleach, make sure it won't discolor the material or surface. Place all sponges, equipment and other materials used in cleaning in a heavy duty garbage bag, and if possible, remove the bag through an nearby exit as opposed to the main house, to avoid distributing mold spores.
In addition to the obvious damage it does to upholstery and carpeting, floodwater is a corrosive and abrasive mixture of water and dirt that works its way into every seam and crevice of a vehicle. Sewage and chemical contaminants may also be present in floodwater, and in coastal areas salt water from ocean storm surges can increase the possibility of vehicle damage and costly auto repairs. Even if a car is mechanically safe to drive, sanitary concerns could make it unwise for you to do so.
Air movers help to ventilate the affected area, circulate air so that the moisture can be extracted by dehumidifiers and dry damp materials such as drywall and floors. There are a number of different types of restoration air movers and the best choice for you will depend on the planned application of the equipment. The ideal equipment should have the perfect balance of horse power and amp draw.